Zero Coupon Bond Calculator

Zero Coupon Bond Calculator

Zero coupon bonds offer an opportunity to invest a small amount of money initially then get a large payment in a few years. Enter the final payout amount, the interest rate, and this calculator will determe the principal amount needed at the beginning.

Bond Income Calculator

Bond Income Calculator


Bonds offer a safer form of income than stocks. It is a debt obligation given by companies and governments available to investors. Bond prices are usually in denominations of one thousand dollars. The yield to maturity is the current yield of the stock based on its price. The initial rate is the coupon rate and that yield is available to initial investors. Subsequent investors receive the yield to maturity which is based on the coupon rate divided by the current market price of the bond. This calculator determines the yearly yield on a bond based on the price and it also determines the total income derived from owning the bond for several years.

RIMM Covered Call Trading Experience

Bought shares of RIMM after the Goldman Sachs upgrade at 19.50. Sold covered call at 20 for 1.78. Stock trickled down to 16 or so, bought back the call at 0.52. Sold the 15 call for 2. Stock went up to mid 17 then came down to 16. Bought back the 15 call for 1, then sold the 16 call with less than a week remaining for 0.56. Then the stock plummeted after disappointing earnings prior to options expiration on 12/16. Bought back the 16 call to close out everything for 0.01. Sold out of RIMM at 13.48. Overall, bought at 19.5 sold at 13.48. Lost 6 on the stock, then made 2.5 trading options.

Motorola Triumph Smart Phone Review

The Motorola Triumph is a great Android smart phone with a large 4 inch screen. Also the Virgin Mobile smart phone plans are the best deals available in the country, much better than any contract service.

Motorola Triumph Review

Nokia Covered Call Experience

Bought shares of nokia for 5.79, sold October covered call at 6 in September for 60 cents each. Watched stock go to low 5 area, and the coverd call drop to nearly 17 cents. Could have bought back the covered calls and locked in that profit. Instead Nokia reports better than expected results and the stock goes up to 6.6 the day before the options expire. Instead of nearly doubling profits, I have the flat even result of buying shares at 5.79, selling the shares at 6, and the total profit from selling the covered calls at 60 cents each. Basically, buying at 5.79 and selling for 6.6 in 2 months. But if the covered calls were bought back at a lower price, that would have been 45 cents per share extra profit.

iPhone 4S Airplay Video Game

With Apple TV, Airplay and an Iphone, video games can be played on large tv screens in the same manner as console games. As the controls for the games get better on the iPhone and iPod touch, this could be some serious competition for Sony and Nintendo. The motion sensors on the iPhone and iPod touch are excellent for game play. The only remaining factor is developing software that will provide accuracy similar to gamepad buttons. With the Airplay monitoring technology, the device can possibly display the video on the television while displaying the controls on the device screen. This would require the device to somehow support dual displays. This might be possible since the latest device does have a dual core A5 processor, and the controller display should not be taxing on the device.

Apple October 2011 Event

http://www.apple.com/apple-events/october-2011/

Watching the Apple October 2011 Event. Looks like Apple is doing the same thing Microsoft did with Windows. Integrating independent application developments into their iOS 5. iCloud has taken a lot of features from popular services like Dropbox. That seems to be the most obvious one so far. The location services are similar to Loopt.  I'm just waiting for Apple to integrate search into their iOS. As I finished watching the talk, I realized Siri is Apple's entry into search. Stock quotes, directions, restaurant reviews, weather are all available. Soon, Apple just needs to start running related advertisements next to Siri results, and they will be the same as Google.

The iPhone 4S is still very good compared to other Android devices, but the gap is closing. The Galaxy S2 is a good example, but Android devices still are not as fast or smooth as iOS devices.

Reader Option in iOS5

The Reader option in iOS5 allows mobile browsers to strip away extraneous content and only show text for the iPhone, iPod Touch, and iPad. I'm a bit disappointed with this development. About 10% of the visitors to my website are iOs device visitors. It's actually the second most popular operating system after Windows. Now with this development,  people can strip away the advertising revenue by getting rid of advertisements and only leaving text.

Optionistics

http://www.optionistics.com/f/option_prices

Has a lot of options tools including option price charts.

Stock Profit Calculator

Stock Profit Calculator

Enter the number of shares, the price bought, and the price sold. The calculator will determine the profit and percent return based on investment.

The chevrolet volt is a key to americas energy independence and strategic defense

Drove a chevy volt in the last few days. Its amazing quick for an electric car. Also its nearly as quiet with the electric generator on as it is using only the battery. If this car became available to the masses, then most americans will barely ever go the gas station again. Each charge gets 40 miles. If you roll down hill after the charge, even that could get you an extra mile or two. Considering most people drive less than 40 miles per day, a driver technically doesn't have to go to a gas station unless they make several long trips. The gas generator and battery combination will always be necessary. A battery only option takes too long to recharge if stranded. Once the Volt's electric range gets to 120 miles, then gas stations will barely be needed. Also charging will be necessary only as often as people go to gas stations with their regular cars.

iphone app development

http://www.smartpassiveincome.com/iphone-app-development-marketing-tips/

 

Elance.com - find an iPhone app developer. Escrow program, feedback, project communication. Application completed in 4 months. Get someone who knows how to make "ad hoc" versions for testing.

 

Found out iPhone development was $6000 on another page, and that the annual gross was only $9000.

 

 

Options Break Even

Options Break Even

Calculates the price gain needed for an option to break even and also figures the percent gain needed for a call option to be profitable. Good to objectively look at the likelihood of a call option expiring in the money.

eoption broker

Has very low fees. $3 per option trade along with $0.10 per contract. Also has $3 stock trades. Many brokers may have low fees but charge a recurring monthly fee.

Overall Cash Flow Calculator

Overall Cash Flow Ratio = Cash Flow from Operations/(Financing Cash Outflows + Investing Cash Outflows).

The overall cash flow ratio shows how well a company generates cash. A ratio greater than one indicates the company can generate more cash than used for financing and investing. A ratio less than one indicates the company uses more money than it generates.

Globe on sketchpad

11,114

March 2011 - first month with over 10,000 visitors

Aberdeen asia-pacific income fund

Fax yields 6.2 percent, monthly dividend, and has a drip plan.

Aberdeeb global income fund

Fco yields 6.6 percent, has a monthly dividend and a drip plan.

Blackrock muni

Bsd yields 7.5 percent, monthly dividend, and has a drip plan

NYTimes: The Reinvention of Silk

From The New York Times:

The Reinvention of Silk
By HENRY FOUNTAIN

It's a material with many potential applications, but there's been one problem: spiders aren't spinning enough of it. ...

http://www.nytimes.com/2011/03/08/science/08silk.html

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what is the point of the honda insight?

Rented one last week. It's got a cheaper interior than the civic hybrid. All the panels are manual, while everything on the civic is digital. The center radio and AC controls are too futuristic and difficult to operate. The power is a little less than the civic. It's almost the same price but has slightly worse mileage and is smaller. The only advantage I see is that someone would look at the car and see a cheaper version of the prius. 

NYTimes: Libya’s Hidden Wealth May Be Next Battle

From The New York Times:

Libya's Hidden Wealth May Be Next Battle
By LANDON THOMAS Jr.

The country's sovereign wealth fund has $70 billion in assets but much of it is invested in Libya or the Middle East, out of the reach of sanctions. ...

http://www.nytimes.com/2011/03/04/business/global/04sovereign.html

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NYTimes: Bangladesh Forces Microcredit Pioneer Out of Bank

From The New York Times:

Bangladesh Forces Microcredit Pioneer Out of Bank
By LYDIA POLGREEN and VIKAS BAJAJ

Muhammad Yunus, the Nobel Peace Prize laureate who pioneered microcredit, has been forced out of the bank he founded by the Bangladeshi government. ...

http://www.nytimes.com/2011/03/03/world/asia/03yunus.html

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NYTimes: Long Arms Reach for the Rim

From The New York Times:

Long Arms Reach for the Rim
By JOSH KRON

Ever since Manute Bol became an N.B.A. star, southern Sudan has produced a number of players who had solid college careers in the United States. ...

http://www.nytimes.com/2011/02/20/sports/basketball/20sudan.html

NBA talent coming out of the new South Sudan. 15 years old and 7'1".
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NYTimes: Asking for a Lot, Perhaps Too Much, from St. Louis

From The New York Times:

Asking for a Lot, Perhaps Too Much, from St. Louis
By DAN ROSENHECK

The evidence suggests that in the next few years, Albert Pujols will remain the best first baseman in the game, but his reported contract demands may be too great for the Cardinals. ...

http://www.nytimes.com/2011/02/20/sports/baseball/20score.html

Asking for 300 million over 10 years. 150 over five should be considered.
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NYTimes: Decentralizing the Internet So Big Brother Can’t Find You

From The New York Times:

Decentralizing the Internet So Big Brother Can't Find You
By JIM DWYER

Eben Moglen, a Columbia law professor, is championing the Freedom Box, a home server that could protect dissidents from police-state snoopers. ...

http://www.nytimes.com/2011/02/16/nyregion/16about.html

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NYTimes: Jilted in the U.S., a Site Finds Love in India

From The New York Times:

Jilted in the U.S., a Site Finds Love in India
By HANNAH SELIGSON

Ignighter.com, a site for organizing group dates, wasn't bringing in much traffic in the U.S. But the founders noticed that it was adding thousands of users a day in India. ...

http://www.nytimes.com/2011/02/20/business/20ignite.html

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NYTimes: Battle Lines Harden Across the Mideast as Rulers Dig In

From The New York Times:

Battle Lines Harden Across the Mideast as Rulers Dig In
By J. DAVID GOODMAN and JACK HEALY

The battle lines between protesters and governments hardened on Friday, as unrest continued in Libya, Yemen and Bahrain, and Algerians and Iranians planned rallies. ...

http://www.nytimes.com/2011/02/19/world/middleeast/19protests.html

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NYTimes: Facebook Officials Keep Quiet on Its Role in Revolts

From The New York Times:

Facebook Officials Keep Quiet on Its Role in Revolts
By JENNIFER PRESTON

While Facebook has become a tool for organizing protests, it does not want to be seen as picking sides. ...

http://www.nytimes.com/2011/02/15/business/media/15facebook.html

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NYTimes: A Chicken War in New York, Where Afghans Rule the Roost

From The New York Times:

A Chicken War in New York, Where Afghans Rule the Roost
By DAN BILEFSKY

Abdul Haye, armed with an unwritten secret recipe and the trademark for the Kennedy Fried Chicken brand, has declared a fried chicken war. ...

http://www.nytimes.com/2011/02/14/nyregion/14chicken.html

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NYTimes: Testing the Entrepreneurial Life

From The New York Times:

Testing the Entrepreneurial Life
By ADRIANA GARDELLA

The author of "Escape From Cubicle Nation" talks about making the transition from employee to entrepreneur. ...

http://boss.blogs.nytimes.com/2011/02/09/testing-the-entrepreneurial-life/

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Steve Jobs Bloomberg Gamechangers

Great 47 minute summary of Steve Job's career. 

Bloomberg Gamechangers Steve Jobs

Debt Calculator

Debt Calculator

A simple debt calculator will show how your debt will grow over time based on contributions against the debt. This can be used to calculate paying off your mortgage early.

Investment vs Debt Repayment Calculator

Debt vs Investment Calculator
If cash is available, should it be used to pay off debt or placed into investment? Enter the yearly amount contributed, number of years, the initial debt, the debt's interest rate and the investment rate of return. The calculator will determine how much money could be saved by investing, how much debt could be payed off, and it also calculates how much the debt would accumulate if no payments were made.

Jeep grand cherokee

Rented a jeep grand cherokee. Its a smooth ride and a quiet car, but it has the same problems as other large jeep/chrysler suvs. It drives like a boat, less so than a chrysler pacifica. Then, acceleration from 0 to 30 is poor. Accelerating onto the highway is not a problem and then the car runs really well in eco mode. The mpg is definitely well over 20 which is great for a car this size. Not all jeeps have this acceleration problem. The smaller jeep liberty with 240 horsepower accelerates excellently.
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Mobile Compound Interest Calculator

Mobile Compound Interest Calculator

Calculates the total earned based on compound interest rate, initial cash, and years. Also displays yearly growth and stores prior calculations. Compare savings options with this calculator. Mobile website works well on an iPhone, Android, or Blackberry. 

Facebook: the best personal website

Facebook has become the best personal website. Initially, during the web, a few people would build personal websites. They would usually be simple with a few bits of personal information and some photos. They wouldn't be updated often since it was cumbersome to make webpages and upload photos. Even easy free sites like geocities were difficult to update. Beyond this problem, privacy was an issue also. The only available option was to place photos and details on a public website available to everyone. Most photo sites required specific email addresses for every person for every folder shared. The concept of having a frequent list of friends to share items had not been thought about in the design. So now Facebook has created the best personal website, and it has become the most visited site on the web. The basic idea behind its success is that its an easy website to update details, thoughts, and share photos. Their large advantage was the automatic privacy to include only friends. Not many recent advancements in web technology have made Facebook possible, only the design concept of an easily updated profile wall and privacy among contacts.
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